Paycheck Calculator
Estimate your take-home pay after federal income tax, Social Security, Medicare, 401(k) contributions, and other deductions, right in your browser. Supports weekly, biweekly, semi-monthly, and monthly pay frequencies. Nothing is sent to a server.
Full paycheck breakdown
See gross pay, 401(k) contributions, health insurance, federal income tax, Social Security, Medicare, state tax (flat estimate), and other deductions, both per paycheck and annualized.
2025 federal tax brackets
Federal income tax is calculated using current tax brackets and the standard deduction for your filing status — single, married filing jointly, or head of household.
Any pay frequency
Works with weekly, biweekly, semi-monthly, or monthly pay schedules.
Common Mistakes to Avoid
Forgetting state tax varies widely
Solution:
This tool uses a flat percentage you provide for state tax since rates and brackets vary by state — check your state's actual rate for a more accurate estimate.
Expecting an exact IRS-matching number
Solution:
This is an estimate — it does not account for tax credits, itemized deductions, or every possible pre-tax benefit, so your actual withholding may differ slightly.
Frequently Asked Questions
It includes a flat-rate estimate you provide, since actual state tax brackets and rules vary significantly by state.
No — every calculation happens locally in your browser and is never sent to a server.
Full paycheck breakdown
See gross pay, 401(k) contributions, health insurance, federal income tax, Social Security, Medicare, state tax (flat estimate), and other deductions, both per paycheck and annualized.
2025 federal tax brackets
Federal income tax is calculated using current tax brackets and the standard deduction for your filing status — single, married filing jointly, or head of household.
Any pay frequency
Works with weekly, biweekly, semi-monthly, or monthly pay schedules.